Effective Date: July 31, 2026

Xobo Factors accepts secure online payments through approved payment providers.

Accepted payment methods may include:

 Visa

 Mastercard

 American Express

 Discover

 PayPal

 Apple Pay

 Google Pay

 Shop Pay (where available)

Payment is required before an order is processed or shipped.

For your protection, all transactions are subject to fraud prevention and verification procedures. We reserve the right to cancel or delay orders that cannot be verified.

Applicable taxes will be calculated during checkout based on shipping destination and applicable law.

Customers will receive an email confirmation once payment has been successfully processed.